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The amount of cars on the road increases each year. This could lead to a higher possibility of a collision for you and your family. The difference between a little aggravation and large obstacle can be car insurance. So how do you know which type of insurance you need and how much you should buy? Car accidents can result in a variety of different expenses, which your car insurance can pay for based on the insurance policy you own. No matter where you live, you are required to purchase some variety of car insurance. Without insurance, you run the risk of having to pay the full price of any harm or injury you cause others. Liability: This type of insurance can pay for the damage that you are responsible for. These damages might include bodily injury, and property damage. Bodily injury damages include medical expenses, and lost wages. Property damage can refer to damaged property or loss of use of property. If you are sued, it also pays your legal fees. Recommended, more comprehensive levels of insurance can be purchased that cover more than the stripped-down, state-mandated varieties. Personal Injury Protection: This type of insurance pays for hospital bills and other medical treatment for you or other people in your car, no matter who was responsible for the crash. It is mandated in some states and optional in others. It may also cover lost wages, service replacement and funeral expenses. Local government usually sets minimum amounts. Medical Payments: This coverage is available in non-no-fault states; it pays regardless of who carries responsibility for an accident. All necessary medical or funeral expenses will be paid for under this type of policy. Collision: Damages that occur from a collision will be paid for under this type of car insurance. Comprehensive: Applies if your vehicle is stolen or damaged by causes other than a wreck, including fire, wind, hail, flood or vandalism. Uninsured Motorist: This pays for repair and replacement costs when someone with insurance is injured in a crash caused by another person who does not have liability coverage. Under-Insured Motorist: This pays for damages when a driver with insurance is injured in a crash caused by another person who does not have the right amount of insurance to cover the total amount of the damages. Other policies, like emergency road service, are also available. Insurance Clermont

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A personal State Farm® agent is determined to determine the best insurance products to meet your individual financial situation. State Farm® agents are aware of everything about personal insurance, so you get just what you need. We offer many insurance products:

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